Optimum Extras

Optimum extras provides benefits for those services which generally do not attract a benefit under Medicare.

*Note: Extras Cover by itself does not include any cover for hospital treatment. It can be taken as a combined product with either of our hospital covers. (ie: Elite, Optimum, Bronze,Thrifty Hospital Covers).

It may be beneficial to incorporate one of our hospital covers to avoid paying the Medicare levy surcharge.

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Some of the Benefits include

ServiceItemLimitBenefit
Dental GeneralPeriodic oral examNil30
Dental GeneralScale & CleanNil50
Dental GeneralFluoride TreatNil25
Dental GeneralSurgical tooth extractNil70
Majorfull Crown700500
EndodonticFill one root canal90
OrthodonticBraces / Retainer400 1800 Life Time1800
OpticalSingle & Frames Overall Optical Limit 240180
OpticalMulti & Frames240240
Non PBS PharmPer Script70070
Physiotherapyinit Overall Physiotherapy Limit 70040
Physiotherapysub36
Chiropracticinit26
Chiropracticsub22
Podiatryinit25
Podiatrysub22
Psychologyinit38
Psychologysub38
Acupunctureinit Overall Limit All therapies 40035
Acupuncturesub35
Remedial Massageinit20
Remedial Massagesub20
Hearing Aidsper hearing aid750500
Blood Glucose MonitorsPer Monitor400xly75%
AmbulanceEmergency provide this product is taken with a Hospital Cover